Terms and conditions overview

Acceptance of Terms

By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the website.

Clause 01

Acceptance of Terms

By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the website.

Clause 02

Scope of Services

The services provided on this website are intended to assist retirees in selecting insurance options. The scope of services may vary and will be outlined in further communications.

Core Terms

Operational Terms Ledger

This section outlines the working conditions that govern use of the service, including scope, payment handling, cancellation treatment, and related administrative references. Please review each clause carefully alongside the linked supporting document where applicable.

03

Payments and Commercial Terms

HCCH

Payments for services rendered will be processed as outlined in the service agreements. All transactions are subject to applicable laws and regulations.

04

Commercial Conditions

UN Declaration

All commercial conditions related to the services provided will be governed by the agreements established between the parties involved.

Internal Conditions & Use Limits

All content and materials on this website are protected by intellectual property laws. Unauthorized use of any material is prohibited.

05

Clause Reference

Intellectual Property Rights

All content and materials on this website are protected by intellectual property laws. Unauthorized use of any material is prohibited.

Supporting document NCC South Africa
06

Clause Reference

Liability Disclaimer

The website and its services are provided on an 'as is' basis. We disclaim all warranties, express or implied, regarding the accuracy and reliability of the information provided.

Supporting document WIPO